Starting the home mortgage process can be overwhelming, especially for first-time homeowners. To help our clients navigate this process, we have put together a comprehensive list of frequently asked questions. Our goal is not only to provide our clients with the best possible interest rates, but also to ensure that they fully understand the home mortgage and refinancing process.. Don’t see a question you have listed here? Please contact us!
As a mortgage broker, I work with 10 of the top wholesale mortgage companies in the country. This allows me to shop each borrower’s scenario to ensure that I obtain the most competitive interest rate on behalf of the borrower. Based on information provided by the Home Mortgage Disclosure Act, consumers save an average of $9,400 going through a mortgage broker as compared to a retail lender.
Pinnacle Mortgage is licensed to do business in the states of Indiana, Kentucky, and Florida. NMLS ID: 2333598. Michael Creeden is licensed to do business in the states of IN, KY, and FL. NMLS ID: 425298.
Pinnacle Mortgage offers an array of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans.
As a home buyer, the most important first step is to go through the preapproval process. This enables us to confirm that we are able to get you approved, the amount that we are able to approve you for, and provide monthly payment estimates based on different purchase prices. We will also provide you with our options and recommendations for different mortgage products based on your scenario.
Pinnacle Mortgage offers mortgage products that enable consumers to get approved with a credit score as low as 580. If we are not able to get you approved based on your current credit score, we will provide recommendations to improve your credit so that we are able to get you approved in the near future.
You can start the process by completing our online application or by calling us at 502-414-3881.
Pinnacle Mortgage does not collect any upfront fees.
Absolutely, learn more about our refinancing services.
The preapproval process typically takes 1-2 days. Once you are under contract to purchase a home, the closing can typically take place in as soon as 15 days.
It’s important to not only compare the interest rates offered by prospective lenders, but also the fees charged by each lender.
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Ready to Start The Preapproval Process? Get in touch with Pinnacle Mortgage today!
